Investors

A servicing company for investors by investors.


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Atlantic Pearl Mortgage, LLC provides servicing, subservicing, asset management, loss mitigation and REO Management for investors of residential mortgages.

Atlantic Pearl was founded by Kevin Cordell, a veteran real estate and note investor. As an investor himself, Kevin created Atlantic Pearl to serve the needs of other investors. To this day, Atlantic Pearl offers professional, personalized attention to each of its investor-clients. We are headquartered in Lafayette and are able to service loans in 47 states, Washington DC and Puerto Rico.

Current pricing Loan Servicing

Our core guiding principle:

  • Create value for investors and consumers while preserving home ownership. We support an environment of the highest standards, fostering ethical personal and business practices.

Some of our investor services include:

  • Working with borrowers to develop win-win solutions within investor guidelines.
  • Single point of contact for borrowers.
  • No charge to borrowers or investors for ACH payment processing.
  • Management of borrower impound accounts (taxes and/or insurance).
  • Monthly statements mailed to borrowers with payment coupon.
  • We treat every loan like it was a part of our own loan portfolio.

Whether you have a single note or a large pool, performing or non-performing, contact us to see how we can help you with your loan portfolio.

To contact us:

Our Mission

Specializing in servicing and loss mitigation for non-performing loans , Atlantic Pearl Mortgage, LLC provides professional loan servicing, asset management, loss mitigation, and REO management to holders of residential mortgages.

  • Everything we do is guided by the individual investor’s or lender’s goals.
  • Every loan is analyzed strategically, evaluated individually and handled professionally
  • We work with borrowers directly on the investor’s behalf to find solutions that result in a win-win resolution

Why work with us?

  • As active investors ourselves, we understand your position as a note holder.
  • We work with you toward your strategic goals: asset liquidation or note re-performance
  • Specialized expertise in second mortgages, borrower work outs, management of bankruptcy cases and foreclosures

Ability to service loans in most states

  • We collaborate with you as needed to approve payment plans, modifications, forbearance, short sales or foreclosure strategies
  • We provide a single point of contact for borrowers and investors
  • No auto dialers here. We have real people making the calls to your borrowers, and that equates to better results.
  • Beyond letters and phone calls, we have “Boots on the Ground” in every state to make contact with borrowers and determine the status of the property.
  • We pass on 3rd-party costs, such as BPO’s, title swipes, and forced place insurance, to you directly. No surcharges.
  • We offer competitive pricing and negotiable incentives for successful outcomes so we’re all working toward the same goal.
 

Services and Pricing

Current pricing Loan Servicing

Atlantic Pearl Mortgage, LLC: unique company, unique approach

Many investors come to us initially because of our special expertise in working bankruptcy cases, foreclosures, borrower work-outs, and junior mortgages.

However, we are more than just experts in special servicing and loss mitigation.

Above all, we are active investors and mortgage professionals ourselves. We appreciate needing to balance cash flow to pay your expenses while working out a long-term win-win solution with borrowers. When it is necessary, we also act quickly to minimize your losses and manage your REO properties effectively.

We have clients with single loans and clients with hundreds of boarded loans. Our approach is that no portfolio is too small—or too big.

Whether working our own or our clients’ portfolios, we continue to apply to our servicing company the principles that made us successful as note investors: seeking win-win solutions with the borrower and investor/lender, focusing on home retention instead of foreclosure whenever possible, and treating homeowners with dignity and respect.

We always remember when we deal with borrowers that there’s a person on the other end of phone, and if can connect with them in a compassionate, transparent way, we will get better results for them and for the noteholder. Even though Atlantic Pearl has grown significantly since its early days, we still operate by the same core principles.

Atlantic Pearl was founded by Kevin Cordell, a veteran real estate and note investor. As an investor himself, Kevin created Atlantic Pearl to serve the needs of other investors. To this day, Atlantic Pearl offers professional, personalized attention to each of its investor-clients.

To contact us: