Default Counseling and Foreclosure Prevention
Our goal at Atlantic Pearl Mortgage, LLC is to help customers who have fallen behind on their mortgage payments to avoid foreclosure. If you are delinquent on your mortgage payments or if you anticipate that you might have problems making your payments in the near future, please contact us as soon as possible to learn about the options available that may help you avoid foreclosure. A dedicated loan counselor can help you assess your current situation and discuss possible solutions.
Additional Resources
HUD: The U.S. Department of Housing and Urban Development (HUD) sponsors housing counseling agencies designed to help homeowners avoid losing their homes. To obtain a list of HUD-approved counseling agencies, please call (800) 569-4287 or visit Foreclosure Avoidance Counselors.
*Atlantic Pearl Mortgage, LLC is required by the Fair Debt Collection Practices Act to inform you that if your loan is currently delinquent or in default, as your loan servicer, we will be attempting to collect on a debt and any information obtained will be used for that purpose. However, if we have received a discharge, and the loan was not reaffirmed in the bankruptcy case, AMS will exercise its right as against the property and is not attempting to collect the discharged debt from you personally.
