If you have an escrow account, we’ll arrange with your tax authority to have your regular tax bills sent directly to us. However, some tax authorities may continue to send your regular tax bills to you directly. Your tax authority will send other types of tax bills, such as corrected, supplemental, or special assessment bills, directly to you.

If you have an escrow account and you receipt a tax bill, write your loan number on the bill and send it as soon as possible to:

Atlantic Pearl Mortgage, LLC
ATTN: Tax Department
2770 Arapahoe Rd, Ste K225
Lafayette, CO 80026

For information about your escrow account, such as the date taxes were paid, the amount of taxes paid, or the property description used for tax purposes, visit the website shown on the front of this statement.

Under the terms of your mortgage, you must maintain a property insurance policy with the appropriate coverage and deductible amounts.

The coverage must include homeowner/fire, windstorm and earthquake coverage if required. If your home is located in a FEMA designated flood zone, you will also be required to maintain appropriate flood insurance.

If you have an escrow account, the annual premiums for your hazard insurance will be paid from your escrow account. If you do not have an escrow account, you must provide us with a copy of your current hazard insurance policy and payment receipt. If you do not provide us with information, we’ll obtain hazard insurance at your expense. This coverage we obtain may not be comparable to a policy that you would choose.

Contact information for general insurance

Mailing address:

Atlantic Pearl Mortgage, LLC
2770 Arapahoe Rd, Ste K225
Lafayette, CO 80026